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Maryland ZIP Codes
Saint Marys County
Valley Lee, MD
20692
20692 ZIP Code — Valley Lee, MD
Saint Marys County, Maryland
ZIP code 20692 is located in
Valley Lee ,
Maryland ,
within Saint Marys County .
It covers approximately 7.19 square miles and serves a population of
721 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 301/240 .
About ZIP code 20692
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $397,000.
Median household income is $154,833. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 21 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 27% of civilians, above the national average of 7%; and disability rates above the national average at 29%.
Overall, ZIP code 20692 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
20692 ZIP code map
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Cities in ZIP code 20692
Below are the cities the US Postal Service accepts for ZIP code 20692. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
721
Population density
100 / sq mi
State FIPS
24
County FIPS
037
Geography
Land area
7.19 sq mi
Water area
0.56 sq mi
Latitude
38.1860
Longitude
-76.5066
Timezone
Eastern (ET)
Area code
301/240
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
10.2%
24.3%
28.2%
$50k – $100k
9.8%
27.4%
28.2%
$100k – $200k
51.5%
36.2%
30.1%
Over $200k
28.5%
12.1%
13.4%
Demographics & statistics
$154,833
Median household income
$397,000
Median home value
29.9%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 115 16.0% 18 and over 606 84.0% 65 and over 155 21.5% Median age 54.8 years
Race & ethnicity
Black or African American
0.1%
Group Count % White 652 90.4% Two or more races 68 9.4% Black or African American 1 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
10.2%
24.3%
28.2%
$50k – $100k
9.8%
27.4%
28.2%
$100k – $200k
51.5%
36.2%
30.1%
Over $200k
28.5%
12.1%
13.4%
Range % of households $15k–$25k 3.9% $50k–$75k 8.2% $75k–$100k 5.5% $100k–$150k 16.0% $150k–$200k 43.4% $200k+ 23.0% Median income $154,833
Housing
Housing overview
Metric Value Median home value $397,000 Median rent / month $0 Owner occupied 100.0% Renter occupied 0.0% Vacant 30.2% Single-family detached 100.0% Large apartment buildings 0.0% Mobile homes 0.0% Median rooms 7.6 Avg household size (owned) 2.77
Year built
Era % 2020 or later 5.2% 2010–2019 14.2% 2000–2009 10.9% 1990–1999 30.0% 1980–1989 28.9% 1970–1979 0.0% 1960–1969 10.9% 1950–1959 0.0% 1940–1949 0.0% 1939 or earlier 0.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 0.0% 3 bedrooms 38.1% 4 bedrooms 56.1% 5+ bedrooms 5.7%
Vehicles per household
Vehicles % of households No vehicle 6.3% 1 vehicle 5.9% 2 vehicles 23.8% 3 or more 64.1%
Heating fuel
Fuel type % Utility gas 3.9% Electricity 52.0% Fuel oil 16.0% Wood 28.1%
Households & families
Household type Count % Married-couple family 205 80.1% Cohabiting couple 0 0.0% Male householder, no spouse 16 6.3% Female householder, no spouse 35 13.7% Households with children under 18 64 25.0% Households with seniors (65+) 86 33.6% Average household size 2.77
Marital status
Status Male Female Never married 15.7% 17.2% Married 71.1% 66.0% Separated 0.3% 0.0% Widowed 0.0% 9.7% Divorced 12.8% 7.1%
Education
Some college, no degree
26.7%
Graduate / professional
15.8%
Metric % HS diploma or higher 99.3% Bachelor's or higher 29.9%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 75 61.5% High school 8 6.6% College / grad school 39 32.0%
Employment
Industry of employment
Professional & management
29.6%
Public administration
22.8%
Education & healthcare
11.8%
Transportation & utilities
11.5%
Finance & real estate
7.5%
Arts, food & hospitality
2.0%
Occupation
Category % Management, business & arts 64.2% Service 4.5% Sales & office 7.5% Natural resources & construction 12.3% Production & transportation 11.5%
Employment type
Type % Private sector 60.7% Government 34.1% Self-employed 5.3% Unpaid family workers 0.0%
Commute
Method % Drive alone 70.9% Carpool 0.0% Public transit 0.0% Walk 7.5% Work from home 18.0% Other means 3.5% Avg commute (minutes) 21.4
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 37.5% Retirement income 44.9% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 9.4%
Health indicators
Condition % Obesity 37.2% High blood pressure 35.1% High cholesterol 35.6% Diabetes 9.9% Heart disease 5.6% Stroke 2.6% Asthma 9.9% Arthritis 26.0% Kidney disease 2.5% Pulmonary disease 5.8% Cancer 6.5%
Behavior / access % Smoking 16.0% Binge drinking 15.4% No physical activity 20.2% Less than 7 hrs sleep 35.3% Depression 17.3% Fair or poor health 11.1% Poor mental health 13.5% Poor physical health 8.3% No health insurance 8.4% Visited doctor (checkup) 76.9% Visited dentist 70.6% Cholesterol screening 92.9% Teeth loss 10.0%
Veterans & disability
Veterans Count % Civilian veterans 165 27.2%
Disability % Any disability 28.8% Under 18 21.7% 18–64 years 26.8% 65 and over 40.0%
Health insurance coverage
Type % Private insurance 85.9% Public insurance 27.3% No insurance 6.4% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 689 95.6% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 721 100.0% Born in same state 707 98.1% Born in different state 344 47.7% Foreign born 14 1.9% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 313 43.4% Arab 164 22.7% Italian 108 15%
Ancestry Count % Polish 28 3.9% Dutch 17 2.4% Irish 3 0.4%
Technology access
Metric % of households Computer access 35.5% Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 20692
What city is ZIP code 20692 in?
ZIP code 20692 is primarily assigned to Valley Lee, Maryland.
What county is ZIP code 20692 in?
ZIP code 20692 falls within Saint Marys County, Maryland.
Does ZIP code 20692 have a large veteran population?
27% of civilians in ZIP code 20692 are veterans, above the national average of ~7%.
Does ZIP code 20692 have a large retiree population?
38% of households in ZIP code 20692 receive Social Security income, suggesting a significant retiree or disability population.
What is the median household income in ZIP code 20692?
The median household income in ZIP code 20692 is $154,833, above the national median of ~$75,000.
What is the typical home value in ZIP code 20692?
The median home value in ZIP code 20692 is $397,000.
What timezone is ZIP code 20692 in?
ZIP code 20692 observes the EST timezone.
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